Thomas was born in Macc;esfield, Derbyshire, England.
He married Jessie Wallace (born in Wellington in 1880) in 1903.
They had five children, one who died in infancy.
Thomas is shown as a grocer in Wellington in 1905. He then moved to Levin by 1911, setting up a merchant business in Durham St, Levin. He stood, unsuccessfully for the Levin Borough Council, in 1917.
In 1919 he disposed of his business to J L Harwood, moving to Devonport, Auckland.